NPS Retirement Benefits for Subscribers
What shall be my benefits, if I retire/ superannuate from NPS?
Retirement/ Superannuation —
Minimum Annuitisation- 40% of accumulated wealth.
Maximum Lump Sum Withdrawal- 60% of accumulated wealth.
The Subscriber may choose to purchase an annuity for an amount greater than 40 percent also.
If the accumulated pension wealth of the subscriber is equal to or less than two lakh rupees, or a limit to be specified by the Authority, such subscriber shall have the option to withdraw the entire accumulated pension wealth without purchasing any annuity.